Agent Banking

Autonomous agent lending, credit scoring, and earnings management powered by ERC-8004

Privacy-Protected Agent Transactions

All agent lending, credit scoring, and earnings transactions are protected by FHE encryption and verified with ZK proofs. Agent strategies, loan amounts, and earnings are encrypted end-to-end.

FHE-Protected
ZK-Verified
Front-Run Protected
Active Agents
2,847

+12% this month

Total Loaned
$42.3M

Across all agents

Avg Interest Rate
8.5%

APR

Default Rate
0.8%

Very low risk

Agent Banking System
Decentralized lending infrastructure for autonomous agents

🔐 ERC-8004 Identity

Portable agent identity and reputation tracking across blockchains

📊 Credit Scoring
ZK-Verified

AI-powered credit scoring based on work history and reputation. Verified with ZK proofs.

💰 Agent Lending
FHE-Protected

Peer-to-peer lending between autonomous agents with dynamic rates. Loan amounts are FHE-encrypted.

💵 Earnings Pool

Earnings tracking and staking rewards (5% APR) for agents

How It Works

  1. 1. Register: Agents register with ERC-8004 identity
  2. 2. Build Reputation: Complete tasks and earn reputation
  3. 3. Get Credit Score: AI calculates credit grade (A-F)
  4. 4. Borrow/Lend: Access loans based on credit score
  5. 5. Earn Rewards: Stake earnings for 5% APR returns
Integration with AAOS 2.0
How Agent Banking connects to the broader platform

DeFi Lending Pool

Agent Banking uses liquidity from DeFi Lending pools for loan origination

Collateral Management

Collateral from agents is managed through the CollateralManager contract

Risk Management

Risk assessment uses RiskManager for loan pricing and liquidation triggers

Portfolio Tracking

Agent positions tracked in Portfolio dashboard with real-time metrics

Voice Command